{"id":1083,"date":"2021-10-06T18:37:00","date_gmt":"2021-10-06T18:37:00","guid":{"rendered":"https:\/\/www.carlsondentalgroup.com\/blog\/?p=1083"},"modified":"2021-11-02T18:37:52","modified_gmt":"2021-11-02T18:37:52","slug":"what-does-your-dental-insurance-plan-cover","status":"publish","type":"post","link":"https:\/\/www.carlsondentalgroup.com\/blog\/2021\/10\/06\/what-does-your-dental-insurance-plan-cover\/","title":{"rendered":"Dental Insurance 101: What Does Your Plan Cover?"},"content":{"rendered":"\n
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You signed up for a dental insurance<\/a> plan and you\u2019re aware that it\u2019s important, but do you truly understand how it works? Dental insurance benefits can save you quite a bit of money on the care your smile needs, but only if you use them properly! If you want to make the most of the coverage you\u2019re paying for, it\u2019s crucial to know what your plan covers. Read on as a dentist in Jacksonville gives you a basic rundown.<\/p>\n\n\n\n\n\n\n\n

Two Key Terms to Know: Annual Maximums & Deductibles<\/h2>\n\n\n\n

First and foremost, you have to understand two important dental insurance terms: your annual maximum and your deductible. Your annual maximum is the amount of money that your insurance company will put toward your care in a given period (typically one calendar year).<\/p>\n\n\n\n

Before you can access your annual maximum, though, you have to meet your deductible. The deductible is the amount you must pay out-of-pocket before the insurance company steps in and starts covering your treatments. After that, your insurance will pay for your care until you\u2019ve reached your annual maximum.<\/p>\n\n\n\n

The 100-80-50 Guideline for Dental Insurance Coverage<\/h2>\n\n\n\n

Every dental insurance plan is different, but most of them follow a 100-80-50 rule in terms of which types of treatments they\u2019ll cover. You can usually expect them to pay for:<\/p>\n\n\n\n